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Personal Accidental Plan

NGI Personal Accident Plans entails the following covers:

  • Accidental Death (AD) – the basic cover which pays lump sum in case of accidental death by any covered accident
  • AD & Dismemberment – same as AD, with dismemberment according to scale of disabilities.
  • AD&D-Common Carrier – An additional amount equals the AD (double indemnity) in case of insured’s death in public conveyance (excluding aircraft)
  • Medical Expense – an amount of indemnity for actual expenses incurred in hospital and outpatients as well. Up to AED 10,000 per accident.
  • Weekly Indemnity – Weekly income benefit to replace a portion of lost income. Up to 75% of the insured’s income and maximum 104 weeks
  • Family Monthly Income – Monthly income payment to the family in case of insured’s death or disability according to selected amount. Maximum benefit up to $1,000/month or its equivalent in local currency, and up to 20 years. This is also in addition to the basic accidental Sum Insured.

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