NGi Personal Accident Plans entails the following covers:

• Accidental Death (AD) - the basic cover which pays lump sum in case of accidental death by any covered accident

• AD & Dismemberment - same as AD, with dismemberment according to scale of disabilities.

• AD&D-Common Carrier - An additional amount equals the AD (double indemnity) in case of insured's death in public conveyance (excluding aircraft)

• Medical Expense - an amount of indemnity for actual expenses incurred in hospital and outpatients as well. Up to AED 10,000 per accident.

• Weekly Indemnity - Weekly income benefit to replace a portion of lost income. Up to 75% of the insured's income and maximum 104 weeks

• Family Monthly Income - Monthly income payment to the family in case of insured's death or disability according to selected amount. Maximum benefit up to $1,000/month or its equivalent in local currency, and up to 20 years. This is also in addition to the basic accidental Sum Insured.