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Am I eligible for the
cover?
Yes, provided you are a
U.A.E national or holding a valid current full resident visa in
U.A.E and your age is between 15 days and 59 years old.
Why should I choose
HealthNet Medical Insurance?
Because HealthNet has a
widest network of providers and a unique dental cover among many
other benefits.
Will I need to have a
medical examination to join the plan?
You need to complete an
individual application form and declaration and our medical
underwriter will decide whether to undergo medical examination
or not.
Will I be covered for
any illness or injuries I have had before joining the plan?
Cover for all
pre-existing conditions are excluded.
Which hospitals /
clinics can I visit?
You may opt to receive
your medical treatment at any hospital/ clinic within the
geographical area of your policy. However we recommend that you
should visit one of the medical providers mentioned in the
HealthNet Network booklet to benefit from the direct billing
facility.
Am I covered if I
travel away from my area of residence?
Yes, you are covered for
any accidents or illnesses after leaving U.A.E that require
immediate medical treatment within the geographical area of your
policy.
Can I seek treatment
outside U.A.E?
Yes, only within the
geographical area, provided that your medical plan is either
Emirates Plus, International or Global Plan. Treatment will be
on reimbursement basis and subject to equivalent cost of U.A.E;
reasonable and customary charges will prevail.
How quickly can I be
covered?
As soon as we receive
your complete individual application form and upon the approval
of our medical underwriter, the cover will start immediately.
Am I covered for death due to accident?
Yes, accidental death benefit is included in your cover with a
sum assured of Dhs. 50,000/-. If your plan is International or
Global.
How is the policy deductible applied?
The deductible amount will be charged at the point of the
medical services and it ranges between Dhs.40 to Dhs. 75
Can I change the level
of cover?
Yes, but only at the time
of renewal
Am I able to obtain
information on-line?
A) Yes, by visiting our
web site
HealthNet Section.
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