Our policy is designed to cover private residences including contents therein and other incidental risk exposures against the following principal perils:
The policy contains the following sections:
This Section indemnifies loss or damage to building(s) of private dwelling houses or flats and associated domestic offices, stables, garages and outbuildings used in connection therewith, walls, gates and fences around and pertaining to the premises, including landlord’s fixtures and fittings, etc.
This Section indemnifies against loss or damage to contents insured whilst within the building, due to operation of principal perils.
This Section involves reimbursement against additional expenses towards alternative accommodation in case of the premises become untenable consequent to an incident covered under the policy; Liability under Labour Law in respect of your domestic servant; Personal accident cover for spouse etc.
This Section indemnifies the Insured in respect of their legal liabilities arising from bodily injury or disease to persons and/or Damage to property by any accident or defective sanitary arrangements, in or about the premises up to a limit of Dhs 250,000 on any one occurrence (higher limits can be arranged if necessary).